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LOAN RATES

Rewards Based Lending Rates:

Loans Secured by Personal Property (Auto, Truck, Boat etc.)


  Credit Score Paper Grade Gross Rate With Electronic
Funds transfer*
Discount
With OnLine**
Discount
With All
Discounts
  730> A+ 5.24 4.74 4.99 4.49
  680 -729 A 5.84 5.34 5.59 5.09
  640 - 679 B 6.69 6.19 6.44 5.94
  600 - 639 C 8.14 7.64 7.89 7.39
  550 - 599 D 10.69 10.19 10.44 9.94
  <549 E 16.24 15.74 15.99 15.49
*EFT .50 Discount MEMBER MUST HAVE DIRECT DEPOSIT TO QUALIFY
**OL .25 Discount
Rates as LOW as 3.99%* if you are a Level 4
Additional Rate Discounts with:

mor border
i
f you are the following levels:


mor levels
All Rates are APR*
(*Annual Percentage Rate)
Terms longer than 48 months on Recreational type collateral will be subject to a 3 year rate review
  Auto Financing at the Dealership!
We have partnered with Credit Union Direct Lending (CUDL) to offer you a convenient way to buy a vehicle and provide financing right at the dealership! Just visit any participating auto dealership (dealers that display the CUDL Logo), select a vehicle, and identify yourself as a credit union member. In minutes, you Credit Union financing can be approved.

SHARED SECURED (loan pledged against savings) 3.00%
SHARED SECURED (using the Member Advantage Account- (money market) 4.35%
SIGNATURE 11.75%-15.75%
TERM NOTES 14.50%
SIGNATURE LINE OF CREDIT               (FAST MONEY) 9.90%-15.90%
VISA CARD 9.90%-15.90%
STUDENT LOANS Call Cindy 
(336-1803 direct line)
HOME IMPROVE/HOME EQUITY Call for Rates and Terms
HOME MORTGAGES Call for Rates and Terms
SIGNATURE LOAN LIMIT 
(Up to three years to repay)
$5,000
PERSONAL LOAN LIMIT 
(Up to fifteen years to repay)
(Total consumer secured / unsecured loan limit)
$100,000
HOME IMPROVEMENT/HOME EQUITY LOAN LIMIT
(Up to fifteen years to repay)
H.I. $100,000
H.E. $100,000
LOT LOANS 
(Up to $100,000 for fifteen years)
Call for Rates and Terms
LEASED LAND LOAN LIMIT  
(Up to $200,000 for 30 years-3 year balloon)
 
Call for Rates and Terms
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